Pray, Pray, Pray

If you know anything about our story then you may know that the idea of moving into a fifth wheel just came to me one day. At first I thought it was a silly idea but over the course of a few days it kept popping up in my mind.  Finally I decided to tell Cody about the idea.  We were making one of our twice a week drives to central Illinois, which was a two hour drive there and then a two hour drive back that we made twice a week.  I pretty much just told him my idea without really thinking of how I should set it up.  I don’t think he really thought I was serious.  I think he was thinking I was just saying it as a fun idea that would never actually happen.  A few days later I brought it up again and I could tell he had been thinking about it since I mentioned it.  We discussed it several times, the practicality of it, the benefits of it, the downsides of it and, finally, we decided it was the best idea for our family.  You can read all about the reasons we decided to move into the fifth wheel here. 

This may seem like we just made the decision and that was that but it is so much more complicated than that.  When I couldn’t get the idea out of my head the first couple days I simply prayed about it.  At first it was just a quick prayer asking God to put it from my mind if it wasn’t something that He wanted for our lives.  Obviously that didn’t happen.  I felt like I was being pulled in that direction.  When Cody and I first started talking about it we would pray about it together, and let me tell you, Cody prays about everything, every day.  I love when we pray together.  He always thanks God for all we have and asks God to continue blessing us.  So it was no surprise that our prayers together ended up consisting of praying about the decision to move.

Although God didn’t open up the heavens and speak directly to me I knew He was calling us to do make this decision.  Everything about it was consistent about what the Bible says.  The whole goal of living in the fifth wheel is to save money and pay off debts, which is a biblical practice.  It also aligned with the previous things God had been working on in me: being materialistic, paying off my student loans and becoming debt free by 40 (read about those here).

If you or your family are deciding to make the change from a house to a fifth wheel, or travel trailer, or RV or whatever it may be, make sure you take the time to ask God if that is really what He wants for your life.  It is not the life for everyone and God doesn't call everyone to do it.  Pray diligently and be obedient.

Paying Off Student Loans

The dreaded student loans!  Ughhhh!!!  Our student loan payments each month are a killer and that is mostly my fault.  When Cody and I met I had about $75,000 in student loan debt while Cody ony had about $13,000.  His monthly loan payment is $161 a month and mine was $808.

As you may know by now we want to be debt free in 10 years and that includes our student loans.  If we pay the monthly payment each month we will have them paid off within 7 years.  However, as with any loan, you also pay more interest the longer you have the loan so we knew we had to pay them off earlier than 7 years.

We were at church one Sunday and the pastor showed us a Dave Ramsey clip about debt.  You have to watch the whole thing but below is just a clip.

This video struck a cord in me. I knew God was calling me to pay off my debt.  Luckily for Cody and me, neither of us have credit card debt nor a mortgage; we only have student loan debt and his truck loan debt.  We paid cash for Ruby, our fifth wheel.  We paid cash for my engagement ring, so when Cody gets around to proposing we already have the ring and we have no debt on it.

If you watch the whole video Dave Ramsey suggests taking all your debts and writing them on a piece of paper in order from the smallest to the largest and displaying it in a prominent place in your home where you will see it often.  I did just that.  Rather than write the total amount of my student loans I actually wrote them as each individual loan.  Cody's student loan is second to highest, while the rest are mine.  We did not include Cody's truck loan because we want to first focus on our student loans. 

We still make the monthly payments that are due on the student loans however we are paying a little bit more when we can.  For example, when we received our tax refund this year (we claim zero all year so we receive a refund when we do our taxes) we used all of that money to pay off my smallest student loan.  It is a small victory being able to cross off one of those loans. 

By paying off the smallest loan my loan payment each month went from $807.83 to $726.28, which is a $81.55 savings each month. Since our budget already includes $808 for my student loan we are now paying $80 more each month to the next smallest loan amount.  If we had just made the minimum payment to that small loan it would have been paid over 89 months and would have cost us $7257.95 rather than the $5765.84 lump sum, so we saved $1492.11 by paying it off when we did.

We will not be able to pay off our debts overnight but it is our hope that with the money we save from living in the fifth wheel that we will be able to pay them off much quicker.

Our Job

Some people may wonder how we are able to just pick up and move in our line of work.  Well first let me explain what Cody and I do for a living.  We are manufacturers' representatives.  We specifically sell high voltage electrical equipment to energy companies for transmission and substation applications. 

The only reason we moved to Indianapolis was because many of my customers are in Indiana, most being in the Indianapolis area.  Cody quit his job in Illinois and completely changed careers to start doing the same line of work I do.  The reason we are able to move and keep our same jobs is because we work remotely.  It is not necessary to be in physical proximity of our customers however we do have to travel to go visit with them often. 

Originally when I got into this line of work Cody and I were not together so I was a single mom needing to go see my customers when the kids were at school so living closer to them was imperative.  Now that Cody is involved with my business he is able to do most of the traveling that is more than just during the day when the kids are in school.  Him coming aboard allows me to no longer need to live in Indianapolis because one of us can travel and one of us can stay with the kids, as long as him and I do not need to travel to see different customers at the same time.

Our business is all commissioned based.  If we sell a product the factory pays us a percentage of what we sell.  We represent four manufacturers as of now but we are always trying to pick up new product lines.

This line of work can be a bit unpredictable.  Some months we bring in only a few thousand dollars and other months we can bring in over $10,000 in commissions.  Sometimes we work really hard to make a sell and it falls through, while other times we just get an email from a customer saying they want to buy something and we didn't have to put in any work to make the sale.  Sometimes an energy company will order many products at once and then we won't hear from them in a few months.  We never know how much money we will make any particular month so we have to budget for the not-so-profitable months.

Many people have careers that allow them to work remotely so living a nomadic lifestyle is very doable now-a-days.  For us we do not need to have a job where we work remotely because we want to start planting roots in the town where we will be building a house after this adventure of living in a fifth wheel is over.  We are grateful that we do work remotely though because it allows us to spend more time together as a family and it allows us to travel extensively in the summer, like we did last summer, which you can read about here.

Our New Home

We made the decision to move from our home outside of Indianapolis to a fifth wheel parked in central Illinois about 6 months before the estimated move date we set.  It was towards the end of November 2015 that we made the decision to live in our fifth wheel however the fifth wheel we had already parked at our seasonal campsite just wouldn't accommodate our living needs.  We started looking for a new fifth wheel.  We searched everywhere, online that is.  We looked at every floor plan, within our price range of course, and finally found the one we wanted.  Unfortunately there wasn't one local so we had to take a 6 hour drive to Pennsylvania to trade in our old fifth wheel and buy the new one.  It was definitely worth it. 

Here is the floor plan that we went with.  It is a 2014 Keystone Avalanche 361TG

There were several reasons we liked this floor plan over other ones.  The bunkhouse was a must.  We have two children and they are going to share the bunkhouse.  This model has a half bath located off the bunkhouse, which is important to us because we didn't want the children waking us up in the middle of the night if they need to use the restroom.  The bedroom has washer/dryer hookups in the closet which was a must for me.  I do not want to spend time at a laundromat.  The dining room table is actually a table with chairs, not the booth style we have had before.  Another thing we liked is the reclining sofa.  Space is a major obstacle in a fifth wheel so the fact that there are five slides makes a big difference.  Every little bit of extra space counts. 

Below are pictures of the fifth wheel we bought.  We love it!

Our First Day Living in a Fifth Wheel

We have finally made the move to the camper.  We no longer live in Indiana, which means we no longer live in a house.  Our home has wheels and we plan to put it to good use this summer.  We have 5 trips planned and we are still trying to schedule another trip with friends.

Unfortunately the kids are with their dads on Memorial Day weekends so our first night living in the camper was just me and Cody.  We finished putting all of our stuff in storage and I've just finished unpacking all the stuff for the camper.  It was a long evening yesterday and has been a long day today but I'm glad everything was done so quickly. 

As I was unpacking all the stuff I wanted to keep at the camper I realized I didn't have enough space for it all so I started putting stuff in boxes to take to storage.  I guess I don't need as many pans and mixing bowls and cups and utensils as I had hoped.  Also we keep most of our food in lock tight plastic containers and after trying to put all the containers into the pantry I decided that we will not be using the containers anymore because they take up too much room, so they will go to storage as we eat the stuff in them.

Cody was so sweet to make dinner last night.  I think he could tell I was wanting to rip my hair out with unpacking so he made baked ziti.  I'm a lucky lady.  Actually when I'm done with this post I'm going to make leftovers for a late lunch.  I haven't eaten yet today. Ok I take that back, I ate two mini donuts around 11am but my bely is growling so leftovers it is. 

Cody is gone for most of the day today helping my dad move a shed from one place to another.  He's been so excited to help him move it.  I think he just likes hanging out with my dad regardless of what they are doing.

It seems so surreal right now that I live in a fifth wheel.  Anyone that knows me well knows that camping, or glamping, is something I love to do and that it is my hopes to live and travel in an RV when I retire.  This is good practice until then.

I think it is important to take a moment and thank God for allowing us to take this amazing adventure.  It is because of Him that I get this amazing view.  No seriously, I took this picture inside the camper.  I am so blessed!

I thought it was fitting to listen to one of my favorite albums to come out recently.  Illinois by Brett Eldridge.  I particularly like the title track.  I first heard the song when I lived in Indiana and it pulled on my heart strings.  I just love my home state.  I hope I never have to move out of state again but who knows where life will lead us.  You can watch the video for the song below if you feel so inclined.

"My House"

Have any of you heard the song “My House” by Kacey Musgraves?  Oh it is so fitting for our adventure. 

Organize Your RV Kitchen

As with any kitchen in a camper it is a bit cramped and there is not much countertop space or storage.  In an effort to maximize the kitchen space I have done a few things that made a big difference in the space.  Below are two pictures of my kitchen stove area before I did anything to it. 

As you can see from the pictures above the space was not efficiently being used.  I added a hanging fruit basket that I purchased on Amazon.  I also bought the stove cover from Amazon.  At IKEA I bought a Fintorp organizer.  It is a rail with hooks that I hang cooking utensils on.  I also hung two IKEA spice racks on the back wall and use another one just next to the stove.  I absolutely love the IKEA magnetic knife holder.  It was easy to install and it holds the knives securely in place, even when we are driving.  I used a 3M hook to hang hot pads on the wall as well.

Washer / Dryer Combo

We bought our first washer/dryer combo for the fifth wheel.  I have had two travel trailers and two fifth wheels and none of them have had a washer or dryer in them, let alone a washer/dryer combo.  We purchased the washer/dryer at Camping World.  It was on sale.  The total with tax and the two year warranty was $1516.31. 

The other travel trailers and fifth wheels we had were only used recreationally but since we are living in our fifth wheel we knew that getting a washer/dryer was very important to us.  Luckily, when we were looking to by the fifth wheel that we would live in we knew we would need a washer/dryer so we purchased a fifth wheel that had the hookups in it already.  You can see the fifth wheel we purchased here.

The washer/dryer unit we purchased is a Splendide 7100XC.  You can find it here.

Cody installed the unit in about 30 minutes.  The first week we had it was during Spring Break so we stayed in the fifth wheel during that time even though we haven't officially moved into it yet. 

The washer/dryer works perfectly!  I'm so happy to have it.  We will not have to go to a laundromat all the time to do laundry, although we will have to go to wash bigger things like blankets and pillows.  It holds much more than I expected.  I can wash a king size sheet with a couple hand towels at the same time.  I cannot express how thrilled I am to have it.

Cover Vent with Pantyhose

Have you ever noticed that there is stuff down in the vent?  In the fifth wheel it seems like there is always stuff falling through the crack of the vents.  How do you prevent dirt and stuff from falling through the cracks yet still allow the air to go through it?  Cover the vent with pantyhose!

I took pictures as I did the project but really I didn't need to.  Simply unscrew the vent an take it off, clean out the vent (I used homemade Clorox wipes - found here), cover the vent with pantyhose knee highs then screw the vent back into place.  So EASY!!!